• Get to know your credit history. You can request a copy of your credit bureau from Equifax or Transunion anytime. It is recommended to check your credit bureau annually.
• Pay your bills on time each month. At least make the minimum payment. If you skip a payment it will affect your credit bureau negatively.
• Keep your credit facility balances low.
• Maintain a credit history. Lenders will look at your credit to see how long your history is, minimum 2 trades lines is good and in good standing.
• Get help. There are many experts to help including your mortgage broker. Call me if you need some guidance.

Ben Bourgeois
Dominion Lending – GoToBrokers
www.mortgagebyben.com
ben@mortgagebyben.com
780.9745400